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Credit Analyst I ID205286
面議 廣州 1年以上 本科
  • 全勤獎
  • 節日福利
  • 不加班
  • 周末雙休
匯豐銀行(中國)有限公司 2026-04-16 14:14:22 202人關注
職位描述
該職位信息待核驗,請仔細了解后再進行投遞!
HSBC Corporate and Institutional Banking(CIB)
HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

We are currently seeking an experienced professional to join our team.

In this role, you will:
- Conduct end-to-end credit application process including, preparation of credit applications based on thorough analysis of financial reports, financial modelling / cash flow projections, research and other data sources / market intelligence
- Work closely with Relationship Managers to build strategic and valued relationships with customers, applying knowledge to structure credit facilities and provide value-add advice
- Engage in proactive credit management for a portfolio of facility relationships, including active global credit appetite management and ongoing credit quality monitoring
- Keep up with market, sector and competitive trends while developing product and sector/sub-sector knowledge
- Keep abreast of external factors influencing both domestic and international business, e.g. economic, cultural, geographical, procedural and regulatory requirements
- Establish an effective working relationship with WCRM, global partners, and product teams for ongoing credit management and actively engage in credit approval process
- Monitor and manage robust controls in order to ensure credit risk are adequately mitigated and appropriate timely action taken to minimize losses to the Bank
- Maintain adequate controls on timely responses to queries from various stakeholders, including portfolio review, reporting, responses on standard/ad-hoc returns
- Recommend ideas and contribute to implementing actions that will improve credit process, quality, work efficiency, and the way teams and individuals work together
- Compliance with all relevant laws, rules and codes with adherence to all internal credit policies/guidelines and external regulatory requirements
To be successful in the role, you should meet the following requirements:
- Bachelor's degree in Business, Finance, Accounting or a related field
- Minimum of 1 years of experience in wholesale credit and lending with sound credit and product knowledge
- Excellent analytical and problem-solving skills, with the ability to consume large volumes of information and distill key areas of focus
- Strong communication and interpersonal skills, with the ability to collaborate effectively with different stakeholders
- Excellent prioritizing, organizational and time management abilities
- Excellent verbal and written communication skills

You’ll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within and inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by HSBC Bank (China) Company Limited
聯系方式
注:聯系我時,請說是在云南人才網上看到的。
工作地點
地址:廣州天河區天河路383號太古匯二座
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